Terms of Use

Please read these Terms of Use ("Terms") carefully. By accessing autoapproveloans.com or submitting a request through it, you agree to these Terms and to our privacy policy. If you do not agree, please do not use the site. In these Terms, "Auto Approve Loans," "we," "us" and "our" refer to the operator of this website, and "you" refers to any visitor or user.

1. Description of the Service

Auto Approve Loans provides a free online connecting service for consumers who are looking for personal loans of roughly $500 to $5,000 to cover car-related expenses, such as repairs, insurance premiums and deductibles, inspection and emissions repairs, tires, brakes and collision work. When you submit a request, we may share it with participating lenders, lending networks and marketing partners who may be able to make you an offer. We also publish educational content, calculators and comparisons. Details are explained on our how it works page.

2. We Are Not a Lender

Auto Approve Loans is not a lender, loan broker or agent of any lender, and does not make credit decisions. "Auto Approve" is a brand name only and does not mean approval is automatic or assured. Submitting a request does not mean you will be contacted by a lender, receive an offer or be approved. Lenders decide whether to make an offer and set all rates, fees and terms. Any loan agreement you sign is solely between you and the lender, and the lender is responsible for its terms, funding, servicing and collections. We are paid by lenders and partners as described in our advertiser disclosure.

3. Eligibility to Use the Service

To submit a request, you must be at least 18 years old (or the age of majority in your state, if higher), a resident of the United States, legally able to enter into a binding contract, and submitting the request for yourself. Our service and participating lenders are not available in every state. Lenders apply their own eligibility criteria, which may include income, credit history, bank account and state requirements. You can read about common requirements on our loan eligibility page.

4. Accuracy of Your Information

You agree to provide true, accurate, current and complete information in any request and to update it if it changes. Providing false information, using another person's identity or submitting a request on someone else's behalf is prohibited and may violate law. You authorize us and participating lenders and partners to verify the information you provide, which may include checking your identity, employment, income, bank account and credit history with consumer reporting agencies and other sources.

By submitting a request and checking the consent box where it appears, you agree that Auto Approve Loans and its participating lenders and partners may contact you at the phone number and email address you provided, including by calls, prerecorded or artificial voice messages, and text messages sent using automated technology, about your request and related financial products. This consent applies even if your number is on a federal, state or internal do-not-call list. Consent is not a condition of purchasing any product or service. Message frequency varies, and message and data rates may apply. You may revoke consent at any time by replying STOP to a text, using the unsubscribe link in an email, or contacting us. You may need to opt out separately with each lender or partner that contacted you.

6. Third-Party Offers and Websites

Offers you receive come from third-party lenders and partners. We do not control and are not responsible for their products, rates, fees, disclosures, decisions, privacy practices or conduct. If you are redirected to a third-party website, that site's terms and privacy policy apply. Review every offer and loan agreement carefully before signing, and contact the lender directly with questions about a loan.

7. Educational Content

Articles, cost estimates, payment examples and calculator results on this site are provided for general information only. They are estimates, not offers of credit, and they are not financial, legal or tax advice. Actual repair costs, rates and payments vary. Consider speaking with a qualified professional about your specific situation.

8. Acceptable Use

You agree not to:

Use the site for any unlawful, fraudulent or misleading purpose.
Submit requests using false or stolen information.
Interfere with the site's security or operation, or attempt to access systems or data without permission.
Use bots, scrapers or automated tools to collect content or submit requests.
Copy, reproduce or distribute site content for commercial purposes without our written permission.

9. Intellectual Property

The site and its content, including text, graphics, logos, calculators and design, are owned by or licensed to Auto Approve Loans and are protected by intellectual property laws. You may view and print content for personal, non-commercial use only.

10. Disclaimers

The site and service are provided "as is" and "as available," without warranties of any kind, express or implied, including warranties of merchantability, fitness for a particular purpose, accuracy and non-infringement. We do not warrant that the site will be uninterrupted or error-free, that you will receive any offer, or that any offer will be the best available to you.

11. Limitation of Liability

To the fullest extent permitted by law, Auto Approve Loans and its owners, employees and service providers will not be liable for any indirect, incidental, special, consequential or punitive damages, or for lost profits or data, arising from your use of the site, any request you submit, or any loan or offer from a third party. Our total liability for any claim related to the site or service will not exceed one hundred US dollars. Some states do not allow certain limitations, so some of these limits may not apply to you.

12. Indemnification

You agree to indemnify and hold harmless Auto Approve Loans and its owners, employees and service providers from claims, losses and expenses, including reasonable legal fees, arising from your violation of these Terms, your misuse of the site, or information you provide that is false or infringes another person's rights.

13. Governing Law

These Terms are governed by the laws of the State of Michigan, without regard to its conflict-of-law rules, and by applicable federal law. Any dispute that is not resolved informally will be brought in the state or federal courts located in Michigan, and you consent to their jurisdiction, unless applicable law requires otherwise. Before filing any claim, please contact us so we can try to resolve the issue.

14. Changes to These Terms

We may update these Terms from time to time. The latest version is always on this page. Changes take effect when posted, and your continued use of the site after an update means you accept the revised Terms. If any part of these Terms is found unenforceable, the remaining parts stay in effect.

15. Contact Us

Questions about these Terms can be sent to Auto Approve Loans, 8550 Hillcrest Lane, Suite 159, Lansing, MI 48933, by phone at (888) 957-4039, or by email at [email protected]. Support hours and complaint options are listed on our contact page.