Privacy Policy

Auto Approve Loans ("we," "us" or "our") operates autoapproveloans.com, a free service that connects consumers seeking car-expense personal loans with participating lenders and partners. We are not a lender. This policy applies to information collected through our website, our request form, and our phone, email and text communications. By using the site, you agree to the practices described here.

Information We Collect

Information you provide

When you submit a loan request or contact us, you may provide:

Identity and contact details: name, date of birth, home address, email address and phone number.
Financial details: income, pay frequency, employment information, housing status and bank account information.
Loan details: the amount requested and what it is for, such as a repair, insurance bill or inspection repair.
Identifiers that lenders use to verify identity, such as all or part of your Social Security number.
Messages, feedback and complaint details you send us.

Information collected automatically

When you visit the site, we and our service providers may automatically collect device and usage information, including IP address, browser type, device type, approximate location derived from IP address, pages viewed, referring page, time spent on pages and form interaction data.

Information from other sources

We may receive information from lenders and partners about the status of your request, from identity verification and fraud prevention services, and from marketing partners who referred you to us.

How We Use Information

To process your request and share it with participating lenders and partners who may make an offer.
To verify your identity and help prevent fraud, abuse and duplicate requests.
To contact you about your request and, with your consent, about other products and services.
To respond to questions, complaints and privacy requests.
To operate, maintain, secure and improve the site and our service.
To analyze site usage and measure the performance of our content and advertising.
To comply with legal obligations, enforce our terms of use and protect our rights.

Sharing your request is central to our service. We may share information with:

Participating lenders and lending networks that may review your request, verify your details, check your credit and contact you with offers. These parties use your information under their own privacy policies.
Marketing and lead partners that work with additional lenders or offer related financial products, consistent with your choices and applicable law.
Service providers that host our site, send messages, provide analytics, verify identity or support customer service. They may use information only to perform services for us.
Legal and safety recipients when required by law, subpoena or court order, or to protect the rights, property or safety of our users, our business or others.
A successor business in connection with a merger, acquisition or sale of assets, subject to this policy.

We do not sell your information to parties unrelated to your request or to our lending and marketing network. Our advertiser disclosure explains how we are compensated by partners.

Cookies and Analytics

We use cookies, pixels and similar technologies to keep the site working, remember your preferences, understand how visitors use our pages and measure advertising results. Some of these tools are provided by third-party analytics and advertising services, which may collect information about your activity across different websites over time. You can block or delete cookies through your browser settings, though some site features may not work properly without them. Some browsers offer a Global Privacy Control signal; where required by law, we treat it as a request to opt out of certain sharing.

Calls, Texts and Emails

If you provide consent, we and our partners may contact you by phone, text message and email, including with automated technology, about your request and related offers. Consent is not a condition of using our service. You can reply STOP to any text, use the unsubscribe link in any email, or contact us to opt out. Lenders and partners maintain their own contact lists, so you may need to opt out with them separately.

Data Retention

We keep personal information only as long as needed for the purposes described in this policy, including providing our service, handling complaints, preventing fraud, keeping business records and meeting legal and regulatory requirements. When information is no longer needed, we delete it or make it de-identified.

How We Protect Information

We use administrative, technical and physical safeguards designed to protect personal information, including encrypted connections for our request form, access controls that limit who can view data, and monitoring for suspicious activity. No method of transmission or storage is completely secure, so we cannot promise absolute security. Please protect your own devices and never share passwords with anyone claiming to represent us.

Your Choices

Marketing emails: use the unsubscribe link in any email.
Text messages: reply STOP to stop texts.
Phone calls: ask our team to place your number on our internal do-not-call list.
Cookies: adjust your browser settings or use available opt-out tools.
Access, correction and deletion: contact us to make a request, subject to legal limits.

State Privacy Rights

Residents of California and certain other states, such as Colorado, Connecticut, Virginia, Texas and Oregon, may have additional rights under state privacy laws. Depending on where you live, these may include the right to know what personal information we collect and how we use and share it, the right to access a copy, the right to correct inaccurate information, the right to request deletion, and the right to opt out of the sale or sharing of personal information or its use for targeted advertising. Some information we handle may also be covered by federal financial privacy laws and handled under those rules instead.

To make a request, call (888) 957-4039 or email [email protected]. We will verify your identity before responding, and you may use an authorized agent where state law allows. We will not discriminate against you for exercising your privacy rights. If we deny your request, you may appeal by replying to our decision, where your state provides that right.

Children's Privacy

Our service is intended only for adults 18 and older who live in the United States. We do not knowingly collect personal information from children under 13, or from anyone under 18 for loan requests. If you believe a minor has provided us information, contact us and we will delete it.

Links to Lender and Partner Sites

If you are redirected to a lender or partner website, that site's own privacy policy applies. We are not responsible for the privacy practices of lenders or partners, so please review their policies before sharing more information.

Changes to This Policy

This policy may be updated; the latest version is always on this page. If we make material changes, we will post the updated policy here and, where required, notify you by other means. Your continued use of the site after an update means you accept the revised policy.

Contact Us About Privacy

Questions or requests about this policy can be sent to Auto Approve Loans, 8550 Hillcrest Lane, Suite 159, Lansing, MI 48933, by phone at (888) 957-4039, or by email at [email protected]. You can also visit our contact page for support hours.